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The Ramblings of a Redneck Diva
Monday, January 17, 2005
It's a holiday?
Mood:  quizzical
Topic: Rambling much
Paul just called me from a payphone in town. The banks are closed today for, as Ab calls it, "Martin Luther King J. R. Day". Man, I was gonna be a day early on this month's loan payment! I thought I'd just wow 'em right off the bat in 2005 since I'm usually a week late, lol. Now I'll just be on time. Oh well, I guess that's still better than late.

Speaking of being late, at 8:15 this morning I got the nicest collection call I've ever received! In the fall I got turned over to collections on a doctor bill. Upon receiving the letter I immediately called them and worked out a payment plan, seeing as how I can't just pull $150 out of my ass. That crazy collection agent, Beth, was totally okay with my $25 a month offering and boy, for two whole months my payment was on time. Then the holidays hit and they weren't so on time anymore. It wasn't that I didn't have the money, I was just really busy. I pay very few bills through the mail and it just kept slipping my mind. So for two months that Beth had to call me to get the payment. I made the payments with her right then and there on the phone and wished her happy holidays. She's really pretty nice, that Beth. So this morning my phone rings at 8:15. I was straightening my hair, so I threw down the iron and ran up front only to pick it up after the machine started playing the message. I pick it up and say hello only to be greeted in return with "BWAH HAHAHAAAHHHAHA!!" I thought, wow, someone's feelin' awful happy on a Monday. Well, whaddaya know, it was my collecting friend, that Beth, and she was most humored by my answering machine. So after we chatted a bit she said, "Well, Kristin, you probably know why I'm calling - you forgot to mail your payment again, huh?" So I apologized all over myself - yet again - and made the payment - yet again - right there on the phone. Then she said, "Hey, you just want me to call you again in February?" What a friend, that Beth.

And now I'm sitting here thinking that I shouldn't have acted so offended when my mother offered to pay for me to take a 13-week financial management course starting in February.

The Diva has spoken at 2:55 PM CST

Tuesday, January 18, 2005 - 3:41 PM CST

Name: okddaylittlec
Home Page: http://okddaylittlec.tripod.com/okddayslittlec

Girl, I sooo understand that whole financial thing! I have gotten calls from everyone under the sun. The good thing is that so far it's just been errors on their part. Still a pain though. The hospital called me at school yesterday. The lady was apologizing all over the place. I told her that it was my fault, as I had written the wrong account number on some of the checks. She said that it was not my fault, that someone should have called me before just turning us over to collections. I just put the balance on my credit card. I could have done that a long time ago, but the hospital doesn't charge any intrest. I just wanted it over with at this point, though!

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